When it comes to auto transport, a lot of customers tend to ask questions about insurance – will their vehicle be insured, will they need private insurance, things of that nature. And they’re natural questions – after all, when you’re essentially putting the care of your vehicle in the hands of a nationwide auto transport company, you want to make sure that your vehicle will arrive in the same condition as it was when you put it on the truck. Damage occurs in less than 5% of all shipments in a given year – and when you consider that literally hundreds of thousands of vehicles are shipped per year, it’s safe to say that damage during transport is fairly rare. In this article we’ll discuss the importance of auto transport insurance and how it works, so you won’t be left out of the loop. All information here pertains to all types of vehicle shipping, including recreational vehicle shipping.

For starters, every auto transport carrier, prior to loading any vehicles, must have enough insurance to cover every single vehicle on the truck – and the truck itself. There are plenty of insurance companies that provide auto transport carrier insurance policies, and federal law states that every auto transport carrier must have at least $750,000 worth of insurance on their trucks. Most carriers will provide upwards of $1 million worth of insurance, just to be on the safe side, but any costs for them to have that insurance policy are built into their overhead and as such it’s essentially free. No auto transport company will tell you that you have to buy separate insurance, because you don’t.

When it comes to your own personal insurance policy, it takes a backseat to the truck’s insurance – as long as your vehicle is on the vehicle (or being loaded/unloaded) it is insured by the truck’s insurance policy, and as such any damages incurred during loading/unloading or during transportation will need to be claimed through the truck’s insurance policy. They will be liable for all damages and all subsequent repairs, and your own personal insurance won’t be affected. If your vehicle is damaged during transport, be sure to talk to your auto transport representative, as they will be able to guide you in the right direction and help your claim be settled quickly and efficiently.

All carriers that we here at Envision Auto Relocations work with are fully licensed and insured – you get your bad apples in every batch, but we clear all our carriers for reliability ahead of time, so we don’t have any bad apples in our batches. We take care of our customers, first and foremost, and we make sure that every quote we send out for any car transport services will get the vehicle moved at the best possible price. You can fill out our free online auto transport quote request form to get a free quote in your e-mail and a call from one of our friendly staff members, or you can skip the wait entirely and call us at our toll-free telephone number. Either way, you’ll get a free, reliable quote for your specific shipment from one of the best auto shippers in the industry- Envision Auto Relocations.